Terms and conditions

Last updated: October 28, 2026

These Terms and Conditions ("Terms") govern your use of the Finkithub website at https://finkithub.com ("the Website"). By accessing or using the Website you agree to these Terms. If you do not agree, please do not use the Website.

1. Use of the Website

You may use the Website for lawful, personal and informational purposes. You agree not to misuse the Website, including by attempting to gain unauthorized access, interfering with its operation, introducing harmful code, or using automated tools to copy or overload it.

2. Informational Purposes Only

All calculators, articles and other content on the Website are provided for general informational and educational purposes. They are not financial, investment, tax, legal or accounting advice. See our Disclaimer for more details.

3. Accuracy of Content and Calculators

We work to keep our calculators and content accurate and up to date, but we do not guarantee that they are error-free, complete or suitable for your situation. Results are estimates based on the numbers you enter and on simplified assumptions. Actual loan, mortgage, investment and savings outcomes depend on your lender, provider, local rules and many other factors.

4. Intellectual Property

The Website's text, design, graphics, logos and calculator code are owned by or licensed to us and are protected by copyright and other laws. You may view and share links to our pages, and you may quote brief excerpts with clear credit and a link back to the source. You may not copy, republish, sell or distribute our content or calculators without written permission.

5. Advertising and Third-Party Links

The Website may display advertisements, including ads served by Google AdSense, and may contain links to third-party websites. We do not control or endorse third-party sites or ads, and we are not responsible for their content, products, services or privacy practices. Any dealings you have with advertisers or third parties are solely between you and them.

6. Disclaimer of Warranties

The Website is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, reliability, availability, merchantability or fitness for a particular purpose.

7. Limitation of Liability

To the fullest extent permitted by law, Finkithub and its owners will not be liable for any direct, indirect, incidental, consequential or special damages, or for any loss of money, profit or data, arising from your use of, or inability to use, the Website or from decisions you make based on its content or calculators.

8. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we handle information.

9. Changes to the Website and These Terms

We may change, suspend or discontinue any part of the Website at any time. We may also update these Terms. The "Last updated" date shows the latest version, and your continued use after changes means you accept them.

10. Governing Law

These Terms are governed by the laws applicable in the jurisdiction in which the Website's owner resides, without regard to conflict of law principles. If any part of these Terms is found unenforceable, the remaining parts remain in effect.

11. Contact

If you have questions about these Terms, contact us at technodityskills@gmail.com or through our Contact page.

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